Contributed by Joelle Yarbrough, AAP Staff Accountant

E S S E N T I A L

What does essential really mean? Well, according to the Merriam Webster dictionary, it means to be extremely important and necessary; having the utmost importance; fundamental. When we think of a bank, essential may not be the first word that comes to mind but that is the first adjective that is described for Oconee State Bank.

During this unprecedented and challenging time, banks can be an essential part of your life. In tough times, its nice to know someone has your back. Oconee State Bank can be your support system.

Our staff and leadership provide guidance. New rules and regulations are constantly popping up. You want a bank that remains informed and can walk you through the changes. In times of confusion, we are committed to offering guidance to our community and providing clarity so you can be confident in your decisions.

Oconee State Bank provides local decision-making. In a crisis, timing in crucial. We know our customers. We move quickly to get you the help you need. Our decisions are made in-house, so you do not have to wait for a correspondent to approve a loan that could make the difference in saving your home or business. By banking with us, you are building a relationship that may prove to be incredibly valuable down the road.

We are an organization who cares about our customers beyond the bottom line. We genuinely support the communities we serve. Our employees live here. We work here, shop at the local stores, and eat at the local restaurants. We are your neighbors and friends and we truly care about you. By partnering with us, you are choosing to work with remarkable people that you know, trust and who understand your needs beyond the products and services that we offer.

Oconee State Bank helps boost the local economy. When you bank with us you are helping to create jobs locally. You are supporting people that live in your community, possibly your neighborhood, and who are your family and friends.

Lastly, Oconee State Bank invests in the community. Statistics prove that local businesses support nonprofit organizations, schools, and other community programs 250% more than big corporations. The larger banks aren’t sponsoring your child’s rec team. Many of our employees not only volunteer their time, but we also donate resources so an organization doesn’t have to spend capital to make purchases. At Oconee State Bank, we spend countless hours doing our part to mark the lives of those around us.

By choosing OSB to be your financial home, you are reinvesting into your community, making it an even better place to live. We value all of our customers!